Insurance Recovery
Tonkon Torp's insurance recovery attorneys advise business clients and individuals on insurance coverage issues and we represent insureds in disputes with their insurers. We have expertise in a wide variety of insurance policies, including:
  • General liability policies
  • Directors and officers insurance
  • Life insurance
  • Property insurance
  • Employment practices liability
  • Professional liability policies
  • Insurance errors and omissions

Policy Reviews

We help clients make sure that they have the right insurance for their needs. We review existing or proposed policies and assess whether these policies appropriately addresses the unique risks facing our client's business. In many instances we can also help clients negotiate new terms or provisions so that the policy better meets their needs.


It is essential that claims be presented in a proper and timely manner. An initial mistake by the insured when presenting the claim to an insurer can result in delay, or even provide the insurer with grounds for denying the claim. Tonkon Torp attorneys assist clients from the very beginning, framing the presentation to the insurer and guiding the client through initial discussions with the insurer. In many cases we are able to resolve claims early without delays or extra expenses.

Coverage Litigation & Resolution

When an early resolution cannot be reached, we have the skill and experience to resolve claims through litigation. We have obtained millions of dollars of insurance coverage on behalf of clients through judgments or settlements.

Tonkon Torp Wins Appellate Victory in Auto Insurer Case

Tonkon Torp recently achieved a complete appellate win on behalf of its client, Leif Hansen, in the Ninth Circuit Court of Appeals. In 2018, Tonkon Torp attorneys Steve Olson, Paul Conable, and Meg Houlihan represented Hansen individually and in a proposed class action against his auto insurer, GEICO, for refusing to pay for digital scans of his truck as part of the truck’s repair following a collision. Hansen sued for breach of contract under his insurance policy and breach of the implied covenant of good faith and fair dealing. The federal district court dismissed the complaint for failure to state a claim. That dismissal prompted an appeal to the Ninth Circuit, which was led by Bob Koch and Meg Houlihan.

Tonkon Torp Wins Complicated Civil Trial for Con-way

In arguably one of the biggest and most complicated civil trials in Portland, Tonkon Torp secured a complete jury trial victory for Con-way, a $5.5 billion American multinational freight transportation company. Find details and more featured cases here.

Allianz Global Risks US Insurance Co. v. ACE Property & Casualty Insurance Co. et. al

Following a seven-week jury trial, secured a complete victory for Con-way, a $5.5 billion American multinational freight transportation company. At issue was the question of responsibility for some portion of defense and indemnity costs associated with three Superfund sites, including the Portland Harbor, and over 1500 asbestos lawsuits. Tonkon Torp successfully argued that certain of Con-way's historic insurance policies did not apply to claims against the current property owner.

Asbestos Claims

Recovered several million dollars in settlement of insurance coverage action seeking coverage for asbestos claims filed across the country, California Superior Court, San Francisco.

Entitlement to Insurance Coverage

Upheld grant of judgment establishing entitlement to insurance coverage for a multi-car train derailment. (Texas Appellate Court)


Obtained partial reversal on appeal of adverse summary judgment concerning the availability of insurance coverage for the settlement of several class actions relating to the sale of hardboard siding. (Ninth Circuit Court of Appeals)

Theft Loss Coverage re Chapter 11 Trustee

Obtained a substantial recovery in settlement of insurance coverage action seeking coverage for theft loss on behalf of the Chapter 11 trustee of a bankrupt 1031 Exchange accommodator, Oregon Federal Court.

Court Decision Favors Businesses Claiming Insurance Coverage for COVID-Related Losses

Companies across the state, and around the country, have suffered significant loss of income due to interruptions to their business caused by the spread of COVID-19 and the ensuing government-ordered closures. These companies have been disappointed…
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Business Interruption Insurance and COVID-19: Tender Your Claim

Now that many businesses have been shut down for weeks as a result of the COVID-19 virus, there have been a number of important developments affecting the availability of business interruption insurance to help mitigate the losses experienced as a…
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Will Business Interruption Insurance Cover Coronavirus-Related Disruptions?

The coronavirus (COVID-19) outbreak was already delivering significant economic impacts across industries; now the World Health Organization (WHO) has officially declared the outbreak a global pandemic. This will likely result in further—perhaps even…
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