Tonkon Torp's Insurance Recovery Group regularly advises clients about insurance coverage issues and routinely represents insureds in disputes with their insurers. We have expertise concerning a wide variety of insurance policies, including general liability policies, directors and officers insurance, errors and omissions, life insurance, property insurance, employment practices liability and professional liability policies.
We offer broad services to our clients, including:
Policy reviews. We help clients makes sure that they have the right insurance for their needs. We review existing or proposed new policies and provide an assessment of the coverage and an analysis of whether the policy appropriately addresses the unique risks facing our client's business. In many instances we can also help clients negotiate new terms or provisions so that the policy better meets their needs.
Claims. It is essential that claims be presented in a proper and timely manner. An initial mistake by the insured when presenting the claim to an insurer can result in delay or even provide the insurer with grounds for denying the claim. We often assist clients from the very beginning, framing the presentation to the insurer and guiding the client through initial discussions with the insurer. In many cases we are able to resolve the claim early on without the delay and expense that might otherwise have occurred.
Coverage Litigation and Resolution. In instances in which it is not possible to reach an early resolution, we have the skill and experience to resolve claims through litigation. We have obtained millions of dollars of insurance coverage on behalf of clients by judgments or settlements.